1. We only facilitate business loans to business owners.  You must be the legal owner of record to apply. Minimum Time Of Ownership  & Operation Of The Business is 12 months. Minimum Fico Score of 500 for short term loans. 

Standard Short Term Business Loan.

Merchant Cash Advance Requirements

6. If you owe money on any other ACH business loan or merchant cash advance, we must pay that off, in full, with the proceeds of the loan we are trying to get you. 

11. If you are in collections, and/or behind on an ACH business loan or merchant cash advance, it is imperative that you pay the loan (or loans) off in full. Do not settle on the debt,  or these debts. Pay the debt (or debts) off in full. Present proof of the payment in full letter, for each neglected debt, with your initial application. We are also going to ask for a detailed handwritten or typed letter of explanation. This does not guarantee approval, though gives you a much better chance of it. 

7. With regard to your business bank account, you must maintain an average daily balance of no less than $1,000.

2. You must batch at least 15 days per month, with no less than 25 credit card transactions. That is the minimum.

3. If you owe money on any other ACH business loan or merchant cash advance, we must pay that off, in full, with the proceeds of the loan we are trying to get you. 

2. You must be either a U.S. Citizen or a Permanent USA Resident in good standing. No felonies or theft related convictions.

10. Please note that the only physical deposits we count, are those that come from sales transactions. We will not factor in transfers, gifts, loans, or anything else that is not from a legitimate sales transaction. For example, if you have $15,000 in deposits, and only $9,000 comes from sales transactions, then you will only get credit for $9,000. Not $15,000. 

4. If you have defaulted on a previous merchant cash advance or ACH business loan before, don't bother applying, because you will get rejected. Cross apply this to any DEFAULT that becomes a UCC HOLDING (Public Recording Of A Defaulted Business Loan). 

5. If you have defaulted on a previous merchant cash advance or ACH business loan before, don't bother applying, because you will get rejected. Cross apply this to any default that results in a UCC Filing. (In other words, any defaulted business loan).

4. If you are in collections, and/or behind on an ACH business loan or merchant cash advance, it is imperative that you pay the loan (or loans) off in full. Do not settle on the debt,  or these debts. Pay the debt (or debts) off in full. Present proof of the payment in full letter, for each neglected debt, with your initial application. We are also going to ask for a detailed handwritten or typed letter of explanation. This does not guarantee approval, though gives you a much better chance of it. 

When you are ready to take advantage of the great offers I have in store for you, call me, Jonathan Mendelsohn, at 516-252-4568. Help me, help you get the best deals available. 

5. You must be depositing a minimum of $10,000 EACH month into your business checking account.

WARNING: If you plan on selling your business within the immediate future, do not apply for either a loan or a merchant cash advance. You will not be allowed to either sell your business or transfer ownership of any kind, until AFTER the loan is satisfied in full. Once you are paid in full and receive a Payment In Full Letter, you will then be free to sell your business. Not until then. Some Exceptions Apply. 


If you have any sincere questions about this, please call Jonathan at 516-252-4568.

1. You Must Process At least $10,000 per month in gross credit card sales. That is the minimum.

8. For a business loan or line of credit, no more than 7 NSFs and 5 negative days.  If not, let's apply for a merchant cash advance. 

9. To qualify you must be an official owner of record and show physical proof of ownership. We also need you to be in good & active standing with the state in which your business is registered and may be asked to send us a copy of your SS-4. 

CALL JONATHAN @ 516-252-4568

6. We work with merchants who have excessive negative days & NSF, if your fico score is 500 & better, batch 15 days per month, and process no less than $10,000 per month in gross credit card transactions. 

Very Important Warning To All Merchants & Lenders: Part of my job is to protect my merchants from bad lenders, and, to protect my lenders from bad applicants. If you ever try to deceive me or the party I represent, you will be disqualified, and permanently placed on my blacklist. I have zero tolerance for deception.

You will feel good about your loan or advance. 

3. The yearly earned revenue for this specific business must be no less than $120,000, with all earnings placed into a business checking account.

Do Not Be Shy - Apply Now. 

Money By Jonathan LLC.